All this started with a tweet by Chris Gledhill: I agree 100% with the idea that the whole idea of banking and what it is to be a bank will change completely in the next years. I just looked around what “traditional banks” do at this point, in this era of post 2008 crisis of… Read More »
When you start reading lots of VC tweets and blog posts is easy to get confused by the deluge of acronyms they use. The following are the basic definitions for the most important acronyms. CAC = Customer acquisition cost TAC = Total acquisition cost LTV= Lifetime value TAM = Total available market YoY growth =… Read More »
As a new found collector of challenger bank accounts the new #fintech Curve (@imaginecurve) it was an obvious must have. When I heard about this “magic” proxy card, one card to hold all your other cards, I was in awe. How natural and simple idea that fit my case perfectly. Due to the new found… Read More »
My new collector passion seems to be about new challenger bank accounts 🙂 Yes, now is the turn for Monese. My third online bank after #Revolut and #TransferWise. As I already mentioned in a previous post, banking 2.0 is here. Enrollment is very easy with a video based verification and with a simple upload of… Read More »
Being someone that writes software used by banks around the world as a living, the PSD2 directive is something that was very exciting to me. The idea of being able to access banking data through open APIs not only through sometimes clunky and annoying web pages developed by some banks is something that is very… Read More »
Yes, now is the turn for Transferwise. My second online bank after #Revolut. As I already mentioned in a previous post , banking 2.0 is here. I just received my Transferwise card, waited for it for 2 weeks 🙁 , but oh boy it was worth it. The envelope containing the card (inside the post… Read More »
The rise of alternative banking is starting to get in the mainstream. Just 10 years ago there was a limited number of banks who offered the possibility to connect to your account online and get electronic statements. Now we see pressure to get the consumer closer and closer to the bank operations and make it… Read More »